The Appraisal Report / What happens to the appraisal after I close?

An original copy of the appraisal is included in the loan package that goes into your lender’s files. It is part of the loan documentation. You are entitled to a copy of the appraisal, but the rules say that you must request it in writing within 90 days after closing. You will sign a disclosure to that fact as part of your application. Most mortgage brokers can make an arrangement to have an original available for you to keep at the closing. Just ask when you are filling out the loan application.